Terms and Conditions

Last updated: May 27, 2025

These Terms and Conditions (“Terms”) govern your access to and use of the KADO. PTE. LTD. website (https://kadosg.com) and the services provided by KADO. PTE. LTD. (“we”, “us”, or “our”). By accessing or using our website, you agree to be bound by these Terms.

Please read them carefully before using our services.

1. Eligibility

By using this website, you represent that:

• You are at least 18 years of age, or have permission from a legal guardian.
• You agree to comply with all applicable local laws and regulations.

2. Use of the Website and Services

You may use our website solely for lawful purposes and in accordance with these Terms.
You agree not to:

• Use the website to transmit or distribute unsolicited communications or spam.
• Attempt to gain unauthorized access to any part of the website or related systems.
• Reproduce, duplicate, sell, or exploit any content or functionality without express written permission.

3. Personalized Insight and Content

KADO. PTE. LTD. provides reflections, analysis, and insight content based on information you voluntarily submit (e.g., your birth date and time).

All content is provided for educational, entertainment, and personal development purposes only.
We do not provide medical, legal, or financial advice.

4. User Data and Privacy

Your use of the website is also governed by our Privacy Policy, which outlines how we collect, use, and protect your data.

You agree to the collection and processing of your data as described therein.

5. Intellectual Property

All content on the website, including text, graphics, logos, and software, is the property of KADO. PTE. LTD. or its content suppliers and is protected by intellectual property laws.

You may not reproduce, modify, distribute, or create derivative works from our content without prior written consent.

6. Payments and Access

Some services may require payment. When purchasing paid services:

• You agree to provide accurate payment and billing information.
• All transactions are final. No refunds will be issued unless otherwise stated.

Payments may be processed via trusted third-party providers (e.g., Stripe, Coinbase Commerce).
We do not store or directly process your payment details.

7. Limitation of Liability

We make no guarantees regarding the accuracy, usefulness, or outcomes resulting from the use of our services.

To the maximum extent permitted by law, KADO. PTE. LTD. shall not be held liable for any direct, indirect, incidental, or consequential damages arising from your use of the website or services.

8. Modifications to Services

We reserve the right to update, change, or discontinue any part of the website or services at any time, without prior notice.

We may also update these Terms periodically. Continued use of the website after updates constitutes acceptance of the new Terms.

9. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of Singapore, without regard to its conflict of law principles.

10. Contact Information

If you have any questions about these Terms, please contact us:

KADO. PTE. LTD.
Email: hello@kadosg.com